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Commercial Insurance


We Offer A Full Range Of Commercial Insurance Products

General Liability

The main purpose of general liability coverage is to protect your business against third party claims for bodily injury, medical costs associated with the injury, and damage to someone else’s property. Whether the cause of an injury or property damage was your company’s fault or not, general liability insurance will help you pay for the damages and defense.

Commercial Property

If you’re a business owner and you’re unsure about the state of your company premises, why not talk to one of our agents about a commercial property insurance policy? Commercial property insurance is designed to protect your business from certain perils such as weather damage and vandalism. Fenwick Insurance understands the risk that businesses face on a daily basis and in order to prepare for the next large weather incident or act of vandalism you need an effective commercial property insurance policy. The weather can get a little choppy and unpredictable, so make sure you have the coverage you need by picking up the phone and calling us today!

Workers Comp

Protecting employees is a necessary component for any business — large or small — and must be addressed with a workers compensation policy. Workers compensation acts a security blanket in case an employee is forced to take time off as the result of an injury, and as a business owner you want to make sure you have this coverage no matter what.

Commercial Vehicle

Car insurance is mandated for good reason – if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply. We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and search the country to find you the best rate. Contact us today or call to learn more about your options – or get a free commercial auto insurance quote right now!

Excess Liability/Umbrella

Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted. Give your business the coverage it needs with umbrella insurance from Fenwick Insurance. Contact us right now for more information or fill out the free, no obligation form to receive a fast quote.

Employment Practices

Effectively protecting your company from employment practices liability requires having comprehensive EPLI policies in place before anything happens. EPLI is no longer just a concern for mega-corporations – more and more small and medium-sized businesses are being targeted by disgruntled employees. Fenwick Insurance offers EPLI as a stand-alone policy, rather than folding it into a broader business liability package. Protect your business from spurious lawsuits.

Cyber Liability Insurance

The liability and risk exposures stemming from business websites and online information can be tremendous. What was once the worry of publishers is now the worry of every business maintaining and upgrading a web presence. This means unless you have specific cyber liability or data breach insurance policy in place, you could be facing a number of liability issues.

Directors & Officers Insurance

Any business whose officers or directors can be targeted by litigants over the management of company affairs, needs directors and officers (D&O) insurance. This type of coverage protects corporate directors and officers in the event they are personally sued. It can cover legal fees, settlements, and other costs, and can sometimes extend to protect the company if it is also named in a suit.

Errors & Omissions

It doesn’t take much to instigate a lawsuit or legal claim these days.

A missed keystroke, a simple mathematical error, an unintentional omission – often it’s the smallest oversight that can ruin a business. In fact, any perceived failure to deliver on your promise of services to a client can be potentially disastrous.

This is why any self-respecting business or corporate enterprise that delivers a service for a fee needs errors & omissions insurance. From engineers to wedding planners to doctors and more – failure to protect yourself with errors & omission liability is a serious oversight. For more information regarding errors & omissions insurance – its costs and coverages – we encourage you to call and speak to one of our dedicated agents as soon as possible.